What’s the best online wallet in India?

I use Freecharge for my online transactions. Freecharge offers cashback’s and offers every time when i do transactions that makes me happy.

You can load money into Freecharge wallet , can recharge mobile, bill payments, DTH recharge, data-card bill payments , broadband bill payments , eater bill payments etc via wallet or directly using the credit/debit card online.

You can also pay with Freecharge on many merchants like hp petrol pumps, swiggy, bookmyshow, foodpanda etc. and you can save some money with it.

Freecharge mobile app is Best. It is light-weight, works good on 2G network, easy to use. With the help of Freecharge app on android/ios, you can pay money, can request money to your friends, split bills, can send money over whatsapp, request money over whatsapp etc. Hence I like Freecharge app.

You can find Freecharge coupons and offers here: FreeCharge coupons, offers, cashback & Promo codes

You can use Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal to earn cashback over more than 700 websites in India or just google klippd.in

Why is there no cashback on Airtel recharges and bill payments through Paytm or FreeCharge wallet, etc.?

Airtel is having their own app “Airtel money” with the help of this app, we can do recharges, bill payments, DTH payments, Broadband payment etc. Now they must promote their app and they have stopped giving coupons and cashback’s on other wallets. They offers cashback and offers for their app only.

Some telecom researchers believe there could be multiple reasons for this –

  1. A rigid commission structure from Airtel might leave less room for providers like Paytm to offer discounts or cashbacks
  2. Airtel might have asked these providers to refrain from offering benefits in order to drive customers to their own portal. This if successful would mean that Airtel need not pay commissions to third party portals. It may also be noted that Airtel also offers web-exclusive recharges.

If you wanted to earn cashback on the other stores and other websites, then you can use Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugalwhich is a cashback website, offering cashback over more than 800 websites in India.

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I’m getting a HDFC Regalia credit card free for lifetime. Shall I go for it? Which credit card is best in India? I spend on movies,travel and dining?

1 – While selecting any card, the first thing to keep in mind it the area where you will be using the card, you will get lot of free cards anyways, then why not get a card which gives you good benefits for your spending category.

2 – I always advocate to use credit cards provided you use it as an asset and not a liability.

3 – For you spending category, I will suggest to go for SBI Simply Click Card

for a simple reason, You will be using it for your online purposes.

For more info you can refer, Review of SBI SimplyClick Card

4 – For more discounts and offers, you can search for klippd on google, i use it a lot and have got huge benefits out of it. Like i save almost 40% on my medicine bills.

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What is the best budget cellphone to buy in India?

The best Budget cellphones to buy in january (2017) are as follows:

If you want to save money while buying a new phone, then follow Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal . It is an awesome coupons and cashback website, providing cashback on more than 700 websites in India.

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Why are laptops cheaper on Amazon and Flipkart, as compared to the original brand sites?

The main reason behind this is amazon and flipkart buys the products in bulk. Because of this, they get huge discount on the products and they can provide discount on the products and can attract the customer.

If the the product is refurbished one, then they clearly mention the same on product page. But as per my opinion, amazon and flipkart never sells the refurbished products.

These big players (Amazon & flipkart ) may be tied up with these manufacturing companies, They must be getting goods directly from the warehouse of the company, without any broker or middlemen (like wholesale).

You can buy your favorite laptop from both website as they are secure and sells genuine products. You just have to take care that the seller rating or who is seller and his trustfulness.

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Which one is better, Lenovo Vibe K5 or Moto E3 Power?

Lets compare both the phones.

  1. Both has 5 inch display with HD resolution
  2. CPU: moto e3 power has Mediatek MT6735P Quad-core 1.0 GHz Cortex-A53 cpu vs vibe k5 has Qualcomm Snapdragon 616. Qualcomm Snapdragon 616 is better.
  3. moto e3 power has 2GB RAM vs vibe has 2GB
  4. 16 GB internal with upto 32 GB expandable in moto e3power vs vibe has 16GB with 32 GB expandable
  5. Moto e3 power has 8 MP camera, vibe k5 has 13 MP/ 5MP camera
  6. Battery is best in moto e3 power with 3500 mAH capacity but vibe k5 has only 2750 mAH

clearly, Vibe k5 is better than moto e3 power. but if you want battery backup, then go for Moto E3 power

Buy from here:

Moto e3 power || lenovo vibe k5

If you want to save money while buying phone, use klippd. It is awesome cashback and coupons website.

Just google Klippd and enjoy savings.

What is a good budget pair of earphones for the Redmi Note 3?

The earphones that are suggested below are for each and every phone, including Xiaomi Redmi Note 3

  1. Sennheiser CX 180 Street II In-Ear Headphone (Black)

This is a best headphone by sennheiser. It almost supports all the mobile phones (Of course phones with 3.5 mm audio jack) .It has Innovative finger-contoured housing design enables for easy adjustment and optimal wearing comfort, Powerful, bass-driven stereo sound, Good attenuation of ambient noise, Optimised for mp3, iPod, iPhone, CD players and portable gaming systems. Sound quality is awesome. But the main disadvantage is it does not have mic.

Buy From here: Sennheiser CX 180 Street II In-Ear Headphone (Black)

2. JBL T-100A In Ear Headphone with Mic (Black)

JBL T100A is also good headphone. The main advantage with this headphone is it has mic, so you can make calls or record voice. It has good sound quality, strong wire, noise cancellation, lightweight, superbass etc.

Buy from here: JBL T-100A In Ear Headphone with Mic (Black)

If you want to save money while buying / shopping online, then use Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal. It is an awesome coupons and cashback website, providing cashback on more than 700 websites in India.

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Which is the best Android smartphone under 20k in India in today’s date (2017)?

The Best Phones Below ₹20k in today’s date 2017 are as follows:

If you want to save money while buying a new phone, then follow Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal . It is an awesome coupons and cashback website, providing cashback on more than 700 websites in India.

Give it a try : Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal

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What happens if I missed a credit card payment by a few days, then made the payment?

Missing a credit card payment will directly lead to the following reactions

1 – You loose a lot of money

2 – You loose a lot of credibility

3 – Financial industry will perceive you with mistrust for some months of the future

4 – You might not get any more loans

5 – If you get loans, you will have to pay more interest

So, rather I always suggest to do the following

1 – Do not spend unnecessarily

2 – Increase your income

3 – Save cost on the face with the help of klippd.

You can use klippd as well to help you save more always.save money always through klippd

Who are the competitors to Paytm?

PayTm has migrated from being a recharge company to a marketplace model to a wallet one.

As of now all are working pretty much fine but in future, we might see a time where resources of one unit gets directed to other and the former one is closed completely.

Recharges: mobikwik, freecharge, telecom websites, paybackbazaar etc

marketplace: amazon, flipkart, snapdeal and all standalone websites

wallet: mobikwik, freecharge, zeta, udio and many more

You can also always use Klippd and get some more extra cash backs on every shopping done online

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